Health Net of Oregon

Health Net offers PPO, HMO, and HDHP (HSA) health insurance plans for individuals and families in Oregon. The plans Dental and vision can be added to any plan.

Health Plans

Diamond 15 (PPO)

Deductible choices help manage your health care budget. In-network doctor visits are always just $15 – no deductible. Preventive benefits, additional accident waiver, and Well Net program benefits make this PPO plan our most popular choice for all ages, including children.

Pearl 25 (HMO)

This plan offers comprehensive care benefits with a simple $25 office visit copay, preventive care benefits, and Well Net benefits such as chiropractic, naturopathy, acupuncture and massage therapy. Available to residents of Clackamas, Multnomah and Washington counties.

Emerald 40 (PPO)

Save on premium dollars. See your doctor in-network and pay just $40 per visit. No deductible applies for office visits or preventive care. Accidental injury deductible waiver included for even more peace of mind.

Crystal HDHP (HSA)

Looking for a qualified high deductible health plan (HDHP) to combine with a Health Savings Account to manage your health care spending? Pick from two HDHP styles.

  • 100% Plans: We pay 100% on covered benefits after your deductible is met.
  • 80% Plans: After the deductible, this plan pays 80% until you reach your out-of-pocket maximum safety net.

Dental & Vision Plan Options

Health Net Dental lets you choose any dentist or vision provider. If you choose a participating provider, charges are limited to Health Net's contracted amount.

Health Net Service Area

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Health Net Service Area Map