LifeWise Health Plans of Oregon
LifeWise is headquartered in Portland with operations
based in Bend. They have a statewide network of more than
9,000 providers. LifeWise focuses greatly on preventive
care, with many preventive screenings covered in full on all
plans.
Health Plans
WiseChoices (PPO)
- Broadest coverage
- $20 Per-visit copay applies to Professional Office
Visits, Preventive Exams and Screenings and Alternative
Care
- Offers Vision Care and Accident Benefits
- Deductible: $500, $1,000, $2,500, or $5,000
- 20% co-insurance to $7,500
- $25 alternative care copay
- Rx: $20 generics, 50% brand name
WiseEssentials (PPO)
- Great essential coverage and low monthly rates
- Deductible waived for Diagnostic Services on $1,500
Deductible Plan
- Deductible: $1,500, $2,500, $5,000, $7,500
- 25% co-insurance to $9,000
- $25 copay for first 6 office visits, then subject to
deductible
- $25 alternative care copay
- $20 generics only
WiseSavings (HSA)
- Opportunity for tax advantages
- Quality plan that can work with a Health Savings
Account
- Preventive generic cardiac drugs are reimbursed at
100%
- Deductible: $3,000 individual, $6,000 family
- 20% co-insurance to $2,000 individual, $4,000 family