PacificSource Short Term Medical (STM)

Many of us find ourselves without health insurance at some point. We might be graduating, between jobs, or in a temporary position. PacificSource Short Term Medical coverage is a great way for healthy Oregonians to find peace of mind during life's transitions.

Short Term Medical at a Glance:

Eligibility

Available to Oregon residents and their dependent family members under age 65

Cost

Starts at just 75 cents a day and varies depending on your age and plan deductible; see STM rates

Deductible Options

$500, $1,000, $2,000, or $2,500; see plan comparison

Length of coverage

You choose the start date and duration of your policy, from 30 to 185 days

Start date

Coverage can begin any day of the month

Payment options

Choose either a daily or monthly rate, and pay by EFT, check, or money order

Covered benefits

  • Physician office visits, urgent care, and ER
  • Inpatient hospital care and outpatient surgery
  • Home healthcare and durable medical equipment
  • Prescription drugs—including a prescription discount program

No-cost extras