B+ (Good) by A.M. Best.
7% – spouse or household member over age 60.
Both do not have to enroll to get the discount.
Oregon Birthday Rule
Apply: Within 30 days of birthday.
Effective date: On or up to first of the month following 30 days past birthday.
Call (800) 877-7703 option 5. Mon-Fri, 6 am-3 pm PT.