A (Excellent) by A.M. Best.
12% – spouse or household member over age 60.
Both do not have to enroll to get the discount.
Oregon Birthday Rule
Apply: Within 30 days of birthday.
Effective date: On or up to first of the month following 30 days past birthday.
Call (800) 775-1000
Mon-Thu 5 am-3:30 pm, Fri 5 am-3 pm PT.